What is a Business Information Report (BIR) for registered entities?

A Registered BIR is a comprehensive due diligence document built exclusively on statutory data. Unlike reports for unregistered firms, it aggregates official filings from the Ministry of Corporate Affairs (MCA), GSTN, and ROC for Private Limited, Public Limited, and LLP entities to provide a verified 'Source of Truth' for credit and risk assessment.

How is this live BIR different from a traditional credit bureau PDF?

Traditional reports are often 'snapshots' that become obsolete the moment they are saved. Our product is a Live Data Layer. Instead of a static PDF, you access a dynamic engine that pulls real-time data from government portals, ensuring your risk policy is based on today’s filings, not six-month-old archives.

Which data sources are covered in your registered entity reports?

We provide a 360-degree view by aggregating data from: MCA21 for shareholding, director details, and charges; GSTN for tax filing discipline and turnover trends; Legal/Courts for stage-wise litigation tracking across District, High, and Supreme Courts; Default Lists including RBI Defaulters, SEBI debarred lists, and EPF data.

Does the BIR support RBI and SEBI compliance norms?

Yes. Our reports are engineered to meet the stringent KYB (Know Your Business) and PMLA (Prevention of Money Laundering Act) guidelines. They facilitate 'Perpetual KYC' by automatically flagging changes in directorship, shareholding, or legal status, helping BFSI institutions stay audit-ready.

Can we integrate these reports into our existing LOS or ERP?

Absolutely. Our product is built as a DaaS (Data as a Service) platform. You can access reports via our secure web portal or integrate our REST APIs directly into your Loan Origination System (LOS), ERP, or internal risk models for automated decisioning.

Can I customize the data points in my report?

Yes. Using our Dynamic Report Architect, you can select from over 100+ data variables to build a format that matches your specific credit policy. You can remove irrelevant noise and standardize templates for your entire organization to ensure consistent risk evaluation.

Drive Bottom-Line Impact with Dynamic Business Reports

Streamline your due diligence and automate risk monitoring with Credhive’s credit intelligence platform. Go from manual verification to instant credit-readiness with verified statutory insights.

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Why Risk & Compliance professionals choose Credhive’s BIRs

Built for institutional-grade due diligence with source-verified statutory data.

Deepest Data Sources

Unrivaled statutory coverage:A unified feed of MCA21, GSTN, EPFO and 3-tier court records-100+ verified variables from official registries for audit-ready due diligence.

Your Custom Report

Intelligence tailored to your policy:Pick only the financial and legal data points you need to create a bespoke report format aligned to your internal risk framework.

Realtime Alerts

From static data to active monitoring:Get instant alerts on shareholding shifts, new litigation, GST defaults and more-so portfolio risk is tracked continuously, not periodically.

One Report, Multiple Formats

One report, multiple outputs:Export as presentation-ready PDF, raw Excel for modeling, or JSON/API feed for integration-one source of truth, delivered how your team works.