Question 1

What is a Business Information Report (BIR) for registered entities?

Accepted Answer

A Registered BIR is a comprehensive due diligence document built exclusively on statutory data. Unlike reports for unregistered firms, it aggregates official filings from the Ministry of Corporate Affairs (MCA), GSTN, and ROC for Private Limited, Public Limited, and LLP entities to provide a verified 'Source of Truth' for credit and risk assessment.

Question 2

How is this live BIR different from a traditional credit bureau PDF?

Accepted Answer

Traditional reports are often 'snapshots' that become obsolete the moment they are saved. Our product is a Live Data Layer. Instead of a static PDF, you access a dynamic engine that pulls real-time data from government portals, ensuring your risk policy is based on today’s filings, not six-month-old archives.

Question 3

Which data sources are covered in your registered entity reports?

Accepted Answer

We provide a 360-degree view by aggregating data from: MCA21 for shareholding, director details, and charges; GSTN for tax filing discipline and turnover trends; Legal/Courts for stage-wise litigation tracking across District, High, and Supreme Courts; Default Lists including RBI Defaulters, SEBI debarred lists, and EPF data.

Question 4

Does the BIR support RBI and SEBI compliance norms?

Accepted Answer

Yes. Our reports are engineered to meet the stringent KYB (Know Your Business) and PMLA (Prevention of Money Laundering Act) guidelines. They facilitate 'Perpetual KYC' by automatically flagging changes in directorship, shareholding, or legal status, helping BFSI institutions stay audit-ready.

Question 5

Can we integrate these reports into our existing LOS or ERP?

Accepted Answer

Absolutely. Our product is built as a DaaS (Data as a Service) platform. You can access reports via our secure web portal or integrate our REST APIs directly into your Loan Origination System (LOS), ERP, or internal risk models for automated decisioning.

Question 6

Can I customize the data points in my report?

Accepted Answer

Yes. Using our Dynamic Report Architect, you can select from over 100+ data variables to build a format that matches your specific credit policy. You can remove irrelevant noise and standardize templates for your entire organization to ensure consistent risk evaluation.

Director Name	Designation	Date of Appointment	Last Updated
MURALI NELLAYIKUNNATH PARAMESWARAN 00044899	DirectorSince 05 Jan 2011	05 Jan 2011	09 May 2026
RAJAN NAIR GANGADHARAN 00057215	DirectorSince 02 Feb 2019	02 Feb 2019	28 May 2024
VISWAROOPAN PEEDIKAPARAMBIL 00256061	DirectorSince 26 Feb 2021	26 Feb 2021	13 Jun 2024
KARUKAPURATH SANKARAMENON MURALEEDHARAN PILLAI 00256321	DirectorSince 30 May 2020	30 May 2020	21 Jun 2024
KRISHNA KUMAR SIVARAMAN NAIR 01310532	DirectorSince 18 Aug 2023	18 Aug 2023	30 May 2024
POLASSERY RAMAN SUDHAKARAN 02685096	Additional DirectorSince 16 Dec 2024	16 Dec 2024	18 Jul 2025
KOLLARA SUKUMARAN TAJ 03105481	DirectorSince 02 Feb 2019	02 Feb 2019	21 Jul 2025
VISHNU PRASAD BALAKRISHNA MENON 03500806	DirectorSince 28 Feb 2015	28 Feb 2015	29 May 2024
JAYACHANDRAN BALAMANI SATEESAN 05235043	DirectorSince 06 Apr 2019	06 Apr 2019	09 Jul 2024
MANOJ KUMAR NAIR PUTHENPURAYIL CHANDRASHEKHARAN 06552255	DirectorSince 30 May 2020	30 May 2020	29 Jul 2025
SAJEEVAN 06553966	Whole-time directorSince 07 Jul 2024	02 Feb 2019	29 Jul 2025
MADHANVAN UNNI KOTTOPADATHI PAYYAKKAL 07642726	DirectorSince 15 Mar 2017	15 Mar 2017	14 Aug 2025
KESAVAPILLAI RUGMINIAMMA SREEKUMAR 08376231	DirectorSince 02 Feb 2019	02 Feb 2019	08 Jul 2024
RAJEEV KUMAR CHELLAPPAN PILLAI 08470290	Additional DirectorSince 16 Dec 2024	16 Dec 2024	26 Aug 2025
NELLICKAL KUNJAYAPPAN SURENDRAN 08772065	DirectorSince 02 Sep 2021	30 May 2020	31 Aug 2025
RADHAMOHANAN 08772076	DirectorSince 30 May 2020	30 May 2020	31 Aug 2025
AMBALAVANAM 08860680	DirectorSince 06 Aug 2021	06 Aug 2021	02 Sep 2025
PULITH SUJITH	CFOSince 06 Aug 2022	06 Aug 2022	-
REMYA KUTTOOR RAMACHANDRAN	Company SecretarySince 01 Jul 2022	01 Jul 2022	-

JANAM MULTIMEDIA LIMITED

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