Question 1

What is a Business Information Report (BIR) for registered entities?

Accepted Answer

A Registered BIR is a comprehensive due diligence document built exclusively on statutory data. Unlike reports for unregistered firms, it aggregates official filings from the Ministry of Corporate Affairs (MCA), GSTN, and ROC for Private Limited, Public Limited, and LLP entities to provide a verified 'Source of Truth' for credit and risk assessment.

Question 2

How is this live BIR different from a traditional credit bureau PDF?

Accepted Answer

Traditional reports are often 'snapshots' that become obsolete the moment they are saved. Our product is a Live Data Layer. Instead of a static PDF, you access a dynamic engine that pulls real-time data from government portals, ensuring your risk policy is based on today’s filings, not six-month-old archives.

Question 3

Which data sources are covered in your registered entity reports?

Accepted Answer

We provide a 360-degree view by aggregating data from: MCA21 for shareholding, director details, and charges; GSTN for tax filing discipline and turnover trends; Legal/Courts for stage-wise litigation tracking across District, High, and Supreme Courts; Default Lists including RBI Defaulters, SEBI debarred lists, and EPF data.

Question 4

Does the BIR support RBI and SEBI compliance norms?

Accepted Answer

Yes. Our reports are engineered to meet the stringent KYB (Know Your Business) and PMLA (Prevention of Money Laundering Act) guidelines. They facilitate 'Perpetual KYC' by automatically flagging changes in directorship, shareholding, or legal status, helping BFSI institutions stay audit-ready.

Question 5

Can we integrate these reports into our existing LOS or ERP?

Accepted Answer

Absolutely. Our product is built as a DaaS (Data as a Service) platform. You can access reports via our secure web portal or integrate our REST APIs directly into your Loan Origination System (LOS), ERP, or internal risk models for automated decisioning.

Question 6

Can I customize the data points in my report?

Accepted Answer

Yes. Using our Dynamic Report Architect, you can select from over 100+ data variables to build a format that matches your specific credit policy. You can remove irrelevant noise and standardize templates for your entire organization to ensure consistent risk evaluation.

Director Name	Designation	Date of Appointment	Last Updated
AMARJEET SINGH SALUJA 00571066	DirectorSince 21 Sep 2025	21 Sep 2025	13 Apr 2026
PRADIP KUMAR AGARWAL 00580844	DirectorSince 10 Sep 2022	10 Sep 2022	18 Dec 2025
RAM BANGAR 01214856	DirectorSince 20 Sep 2015	20 Sep 2015	26 Apr 2025
VIMAL KUMAR FOGLA 02394714	DirectorSince 22 Sep 2023	27 Aug 2017	15 Jul 2025
ROHIT AGRAWAL 03102883	DirectorSince 15 Sep 2019	15 Sep 2019	26 Apr 2025
NITIN PRAKASH 03119450	DirectorSince 10 Sep 2022	10 Sep 2022	26 Apr 2025
RAHUL SABOO 03571082	DirectorSince 23 Apr 2011	23 Apr 2011	26 Apr 2025
PRAVEEN LOHIA 05273714	DirectorSince 28 Sep 2021	23 Apr 2011	26 Apr 2025
ANIL KUMAR AGARWAL 05354789	DirectorSince 28 Sep 2021	23 Apr 2011	26 Apr 2025
SANJAY AKHOURI 06663713	DirectorSince 22 Sep 2023	20 Dec 2020	26 Apr 2025
NAVJOT ALANG 07513055	DirectorSince 16 Sep 2018	16 Sep 2018	26 Apr 2025
SAILESH AGARWAL AGARWAL 07598144	DirectorSince 10 Sep 2022	20 Dec 2020	26 Apr 2025
ADITYA MALHOTRA 07611639	DirectorSince 15 Sep 2019	15 Sep 2019	26 Apr 2025
PARESH GATTANI 07894896	DirectorSince 16 Sep 2018	16 Sep 2018	18 Aug 2025
MUKESH KUMAR AGARWAL 07897979	DirectorSince 21 Sep 2024	16 Sep 2018	26 Apr 2025
VIKASH VIJAY 07905486	DirectorSince 16 Sep 2018	16 Sep 2018	26 Apr 2025
RAMESH KUMAR 08207289	DirectorSince 21 Sep 2024	21 Sep 2024	26 Apr 2025
ROHIT PODDAR 08213465	DirectorSince 10 Sep 2022	10 Sep 2022	26 Apr 2025
AMIT SHARMA 08542186	DirectorSince 20 Dec 2020	20 Dec 2020	27 Aug 2025
JYOTI KUMARI 08986262	DirectorSince 10 Sep 2022	10 Sep 2022	03 Sep 2025
SAHITYA PAWAN 09286831	DirectorSince 22 Sep 2023	22 Sep 2023	26 Apr 2025
ABHISHEK KUMAR RAMADHIN 09314738	DirectorSince 28 Sep 2021	28 Sep 2021	26 Apr 2025
AMIT KUMAR 09699173	DirectorSince 10 Sep 2022	10 Sep 2022	26 Apr 2025
SUNIL KUMAR SARAWGI 09720544	DirectorSince 22 Sep 2023	22 Sep 2023	26 Apr 2025
NAVEEN KUMAR AGARWAL 09720731	DirectorSince 10 Sep 2022	10 Sep 2022	26 Apr 2025
ASTHA KIRAN 10316178	DirectorSince 21 Sep 2024	21 Sep 2024	26 Apr 2025
SANJAY AGARWAL 10770646	DirectorSince 21 Sep 2024	21 Sep 2024	26 Apr 2025
UDAY SHANKAR DUBEY 10772519	DirectorSince 21 Sep 2024	21 Sep 2024	26 Apr 2025

FEDERATION OF JHARKHAND CHAMBER OF COMMERCE & INDUSTRIES

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Current Directors

Past Directors