Question 1

What is a Business Information Report (BIR) for registered entities?

Accepted Answer

A Registered BIR is a comprehensive due diligence document built exclusively on statutory data. Unlike reports for unregistered firms, it aggregates official filings from the Ministry of Corporate Affairs (MCA), GSTN, and ROC for Private Limited, Public Limited, and LLP entities to provide a verified 'Source of Truth' for credit and risk assessment.

Question 2

How is this live BIR different from a traditional credit bureau PDF?

Accepted Answer

Traditional reports are often 'snapshots' that become obsolete the moment they are saved. Our product is a Live Data Layer. Instead of a static PDF, you access a dynamic engine that pulls real-time data from government portals, ensuring your risk policy is based on today’s filings, not six-month-old archives.

Question 3

Which data sources are covered in your registered entity reports?

Accepted Answer

We provide a 360-degree view by aggregating data from: MCA21 for shareholding, director details, and charges; GSTN for tax filing discipline and turnover trends; Legal/Courts for stage-wise litigation tracking across District, High, and Supreme Courts; Default Lists including RBI Defaulters, SEBI debarred lists, and EPF data.

Question 4

Does the BIR support RBI and SEBI compliance norms?

Accepted Answer

Yes. Our reports are engineered to meet the stringent KYB (Know Your Business) and PMLA (Prevention of Money Laundering Act) guidelines. They facilitate 'Perpetual KYC' by automatically flagging changes in directorship, shareholding, or legal status, helping BFSI institutions stay audit-ready.

Question 5

Can we integrate these reports into our existing LOS or ERP?

Accepted Answer

Absolutely. Our product is built as a DaaS (Data as a Service) platform. You can access reports via our secure web portal or integrate our REST APIs directly into your Loan Origination System (LOS), ERP, or internal risk models for automated decisioning.

Question 6

Can I customize the data points in my report?

Accepted Answer

Yes. Using our Dynamic Report Architect, you can select from over 100+ data variables to build a format that matches your specific credit policy. You can remove irrelevant noise and standardize templates for your entire organization to ensure consistent risk evaluation.

Director Name	Designation	Date of Appointment	Last Updated
JANARDHANAN NAIR SARATCHANDRAN NAIR 05331798	DirectorSince 19 Nov 2014	19 Nov 2014	27 Jul 2025
PALAKKATAZHA VARGHESE JOHN 06855730	DirectorSince 19 Nov 2014	19 Nov 2014	01 Aug 2025
IBRAHIM MOHAMED SHUJAHI 06869562	Managing DirectorSince 23 Jan 2015	23 Jan 2015	27 Jun 2024
VIJAYA GOPALAN RAGHAVAN 06871483	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
KARAMVELIL ABRAHAM THOMAS 06928937	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
MICHAEL SILVANAS 06934511	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
NOOHU ABDUL KHADAR NOWSHAD 06956843	DirectorSince 23 Dec 2015	23 Dec 2015	27 Jun 2024
PRATHEEP KUMAR PADMANABHAN NAIR 06957031	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
MANILAL APPUKUTTAN 06958810	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
BHARGAVA PANICKER YESUSEELAN 06958994	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
JAYAPRAKASAN BAHULEYAN 06980712	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
MOHAMED ABDUL RASHEED ASLAM 06984280	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
RAFEEK PUDIYAVEETTIL KAYANAYIL 06996637	DirectorSince 23 Dec 2015	23 Dec 2015	08 Jul 2024
ACHARI SANKARAN CHANDRA SHEKARAN 07010925	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
THOOMBUNKAL JOSEPH BABY JOHN 07061823	DirectorSince 23 Dec 2015	23 Dec 2015	01 Jul 2024
ROBINSON MICHEAL MICHEAL 08386634	DirectorSince 23 Dec 2015	16 May 2015	25 Aug 2025

Director Name	Designation	Date of Appointment	Last Updated
JANARDHANAN NAIR SARATCHANDRAN NAIR 05331798	DirectorSince 19 Nov 2014	19 Nov 2014	27 Jul 2025
PALAKKATAZHA VARGHESE JOHN 06855730	DirectorSince 19 Nov 2014	19 Nov 2014	01 Aug 2025
IBRAHIM MOHAMED SHUJAHI 06869562	Managing DirectorSince 23 Jan 2015	23 Jan 2015	27 Jun 2024
VIJAYA GOPALAN RAGHAVAN 06871483	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
KARAMVELIL ABRAHAM THOMAS 06928937	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
MICHAEL SILVANAS 06934511	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
NOOHU ABDUL KHADAR NOWSHAD 06956843	DirectorSince 23 Dec 2015	23 Dec 2015	27 Jun 2024
PRATHEEP KUMAR PADMANABHAN NAIR 06957031	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
MANILAL APPUKUTTAN 06958810	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
BHARGAVA PANICKER YESUSEELAN 06958994	DirectorSince 23 Dec 2015	16 May 2015	01 Aug 2025
JAYAPRAKASAN BAHULEYAN 06980712	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
MOHAMED ABDUL RASHEED ASLAM 06984280	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
RAFEEK PUDIYAVEETTIL KAYANAYIL 06996637	DirectorSince 23 Dec 2015	23 Dec 2015	08 Jul 2024
ACHARI SANKARAN CHANDRA SHEKARAN 07010925	DirectorSince 23 Dec 2015	16 May 2015	02 Aug 2025
THOOMBUNKAL JOSEPH BABY JOHN 07061823	DirectorSince 23 Dec 2015	23 Dec 2015	01 Jul 2024
ROBINSON MICHEAL MICHEAL 08386634	DirectorSince 23 Dec 2015	16 May 2015	25 Aug 2025

SPICEBERG HOSPITALITY PRIVATE LIMITED

Current Directors

Past Directors

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FAQs

Frequently Asked Questions

Current Directors

Past Directors