Question 1

What is a Business Information Report (BIR) for registered entities?

Accepted Answer

A Registered BIR is a comprehensive due diligence document built exclusively on statutory data. Unlike reports for unregistered firms, it aggregates official filings from the Ministry of Corporate Affairs (MCA), GSTN, and ROC for Private Limited, Public Limited, and LLP entities to provide a verified 'Source of Truth' for credit and risk assessment.

Question 2

How is this live BIR different from a traditional credit bureau PDF?

Accepted Answer

Traditional reports are often 'snapshots' that become obsolete the moment they are saved. Our product is a Live Data Layer. Instead of a static PDF, you access a dynamic engine that pulls real-time data from government portals, ensuring your risk policy is based on today’s filings, not six-month-old archives.

Question 3

Which data sources are covered in your registered entity reports?

Accepted Answer

We provide a 360-degree view by aggregating data from: MCA21 for shareholding, director details, and charges; GSTN for tax filing discipline and turnover trends; Legal/Courts for stage-wise litigation tracking across District, High, and Supreme Courts; Default Lists including RBI Defaulters, SEBI debarred lists, and EPF data.

Question 4

Does the BIR support RBI and SEBI compliance norms?

Accepted Answer

Yes. Our reports are engineered to meet the stringent KYB (Know Your Business) and PMLA (Prevention of Money Laundering Act) guidelines. They facilitate 'Perpetual KYC' by automatically flagging changes in directorship, shareholding, or legal status, helping BFSI institutions stay audit-ready.

Question 5

Can we integrate these reports into our existing LOS or ERP?

Accepted Answer

Absolutely. Our product is built as a DaaS (Data as a Service) platform. You can access reports via our secure web portal or integrate our REST APIs directly into your Loan Origination System (LOS), ERP, or internal risk models for automated decisioning.

Question 6

Can I customize the data points in my report?

Accepted Answer

Yes. Using our Dynamic Report Architect, you can select from over 100+ data variables to build a format that matches your specific credit policy. You can remove irrelevant noise and standardize templates for your entire organization to ensure consistent risk evaluation.

Charge ID	Charge Holder Name	Amount	Dates	Status
100782248	icici bank limited	₹8,00,00,000	Creation : 06 Sep 2023	creationOn 06 Sep 2023
100593384	hdfc bank limited	₹43,38,796	Creation : 22 Jun 2022	creationOn 22 Jun 2022
90165517	central bank of india	₹5,23,000	Creation : 24 Dec 2003Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90163970	central bank of india	₹40,00,000	Creation : 13 Jan 2000Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90163252	central bank of india	₹25,00,000	Creation : 06 Nov 1995Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90163195	central bank of india	₹50,00,000	Creation : 22 Jul 1995Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90162564	central bank of india	₹2,30,00,000	Creation : 19 Jan 1992Modification : 13 Jan 2000Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90162561	central bank of india	₹2,30,00,000	Creation : 15 Jan 1992Modification : 14 Jan 1995Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90162218	central bank of india	₹1,37,73,000	Creation : 29 Dec 1988Modification : 02 Jan 2002Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90167008	central bank of india	₹1,37,73,000	Creation : 29 Dec 1988Modification : 31 Jan 2002Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90162121	central bank of india	₹10,00,000	Creation : 01 Jan 1988Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90164729	central bank of india	₹1,13,000	Creation : 01 Mar 1985Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90164721	central bank of india	₹2,60,000	Creation : 08 Jan 1985Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90161620	central bank of india	₹2,25,000	Creation : 18 Jul 1981Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90161601	central bank of india	₹14,00,000	Creation : 26 Mar 1981Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90161406	central bank of india	₹4,50,000	Creation : 14 Nov 1975Modification : 22 Jul 1995Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90164599	central bank of india	₹2,00,000	Creation : 14 Nov 1975Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90161384	central bank of india	₹2,00,000	Creation : 14 Jan 1975Modification : 15 Feb 1989Satisfaction : 12 Apr 2006	satisfactionOn 12 Apr 2006
90161398	the industrial credit & investment corporation of india ltd.	₹12,50,000	Creation : 14 Aug 1975Satisfaction : 17 Jul 1984	satisfactionOn 17 Jul 1984

DIGITAL ELECTRONICS LIMITED

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